A Public Adjuster or claims adjuster is someone who represents the property owner. He or she is a consumer advocate on property loss adjustment who provides assistance in the preparation and filing of homeowners and commercial insurance claims. A Public Adjuster ensures the property owner receives fair and equitable compensation for their losses. They know property repair and restoration requirements, and are skilled negotiators. The insurance company’s adjuster can not simultaneously represent your interests and that of the company. It is law that you the property owner are entitled to independent representation by a public insurance adjuster.